There is no cover for events or circumstances you know about, or ought to know about, at the time of purchasing travel insurance.
Before purchasing travel insurance, and while you're travelling, check SafeTravel and Allianz Partners for travel alerts or advisories for your intended destination(s). Coverage may be affected or declined where a claim arises because you did not follow an advice or warning issued by the New Zealand government relating to your destination. This includes travelling when an avoid non-essential travel or do not travel alert is in place, and not taking appropriate action to minimise or avoid any potential claim. Please note, this applies even if the New Zealand government has given you permission to travel, or you fall under a specific exemption where there is otherwise a travel ban in place.
Subscribe to SafeTravel to receive travel alerts and advisory updates via email.