A 12-month Multi-Trip Plan designed for those who travel often
Whether you're flying overseas for a quick holiday, taking off on business, or heading away on a domestic weekend getaway, our Annual Multi-Trip Plan has you covered. Instead of buying travel insurance every single time you pack your bags, set up your policy once and get cover for an unlimited number of trips all year long. Just pick your destination regions, select your trip duration, and travel with confidence*.
* Terms, conditions, limits, sub-limits and exclusions apply.
nib Travel Insurance Features and Benefits
nib Members can get a 10% discount on new nib Travel Insurance policies. Simply provide your nib membership number when you get a quote.
^Discounts apply to the total nib Travel Insurance premium when getting a quote using an eligible promo code. Discounts do not apply the rate of GST or to any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.
If you need help while travelling, Allianz Partners will help you with any overseas medical emergency, with registered nurses and doctors only a phone call away.
You may be eligible for pre-existing medical condition cover on Comprehensive and Multi-Trip plans. For Domestic plans pre-existing medical condition cover only applies to Cancellation and Additional Expenses. Use the nib Travel Insurance online medical assessment tool, which provides an instant outcome, to find out if you are eligible. If we agree in writing to provide cover for your pre-existing medical condition(s), an additional premium may be payable, and a medical excess may apply.
If your luggage and personal effects are stolen, accidentally damaged or are permanently lost, you have cover when travelling. You must have taken reasonable precautions to safeguard them.
If something happens while you are travelling, you can make a claim on our online claim portal. Claim online while you are still travelling or when you return.
Optional cover for activities like skiing, sea or ocean cruising, deep sea fishing and much more. So, you can tailor your cover to suit your needs.
If you plan to travel with higher value items, like camera equipment, you may want to cover items for a higher value. You can select higher item limits for the loss or theft of, or accidental damage to, your luggage and personal effects, for an additional premium.
If your rental vehicle is involved in an accident while being driven by you and you're the nominated driver, or it's damaged or stolen while in your custody, we will pay up to the benefit limit in the selected plan.
When the unexpected happens overseas and you fall ill or suffer an accident, we have access to a worldwide medical network to support you in your time of need.
*Terms, conditions, limits, sub-limits and exclusions apply.
What are the main benefits of annual multi trip travel insurance?
| Benefit | Annual Multi Trip Benefit Limit (per person) |
|---|---|
| Overseas Emergency Assistance^ | $20 million |
| Overseas Medical & Hospital Expenses^ | $20 million |
| Funeral Expenses^ | $60,000 |
| Accidental Death | $25,000 |
| Permanent Disability^# | $25,000 |
| Cancellation | As selected*† |
| Additional Expenses | $50,000* |
| Travel Delay Expenses | $2,000* |
| Alternative Transport Expenses^ | $5,000 |
| Luggage, Personal Effects & Valuables | $10,000* |
| Luggage & Personal Effects Delay Expenses | $1,000 |
| Travel Documents, Transaction Cards & Travellers Cheques^ | $5,000 |
| Theft of Cash | $250 |
| Rental Vehicle Excess | $6,000 |
| Personal Liability# | $5 million |
† A default Limit for Benefit 2.1 Cancellation is automatically included in your cover unless you make a selection. However, you are able to choose different levels of cover from the amounts available to you when you purchase your Policy. Any Benefit Limit selected by you will be shown on your Certificate of Insurance. The Benefit Limit shown will be the most we will pay for all claims under Benefit 2.1 Cancellation.
^ You do not have cover under this Benefit while travelling in New Zealand.
* sub-Limits apply - refer to the Policy Wording for details.
# You will not have cover under Permanent Disability and Personal Liability for any claims arising from your participation in any of the activities listed under Adventure Pack or your participation in Snow Sport activities.